Write a check on XRPL — yes, really. Create, cash, or cancel a Check in a few tapsXRPLScore™ — your own on-chain credit score. No FICO. No bureau. No SSN.Community Grants: a public treasury on the XRP Ledger — applications are paused until it is fundedXRPLScore™ reads 8 public on-chain signals — account age, activity, balances, trust lines and moreDonate to the public grants treasury — every payment in and out is visible on-chainCheck any XRPL wallet's XRPLScore™ free — read from mainnet, refreshed every 15 minutesSpend Controls — budgets and subscriptions paid by XRPL checks you sign. Free.Before you hold an MPT: see what its issuer can do to you — clawback, freeze, require approvalAgents: one pre-check before paying any XRPL address — score, sanctions, and whether the payment would failXRPLHub.io — XRPLScore™ · Spend Controls · MPT Issuer Risk
Write a check on XRPL — yes, really. Create, cash, or cancel a Check in a few tapsXRPLScore™ — your own on-chain credit score. No FICO. No bureau. No SSN.Community Grants: a public treasury on the XRP Ledger — applications are paused until it is fundedXRPLScore™ reads 8 public on-chain signals — account age, activity, balances, trust lines and moreDonate to the public grants treasury — every payment in and out is visible on-chainCheck any XRPL wallet's XRPLScore™ free — read from mainnet, refreshed every 15 minutesSpend Controls — budgets and subscriptions paid by XRPL checks you sign. Free.Before you hold an MPT: see what its issuer can do to you — clawback, freeze, require approvalAgents: one pre-check before paying any XRPL address — score, sanctions, and whether the payment would failXRPLHub.io — XRPLScore™ · Spend Controls · MPT Issuer Risk

XRPLHub

XRPLScore™ · Spend Controls · MPT Issuer Risk
Set up Spend Controls →
📲 Connect with Xaman (free, iOS / Android) — Crossmark and GemWallet can pay and sign on desktop →
Only at XRPLHub

Three things no other XRPL tool does.

Everything is read from the public XRP Ledger. You sign in your own wallet; XRPLHub never holds your keys or funds.

Credit for the XRP Ledger

XRPLScore™ + monitoring

A 300–850 credit-style score from a wallet's on-chain history. Watch wallets and get a signed webhook when something changes. Lending-ready: cross-broker XLS-66 loan exposure and underwriting inputs, served the moment lending turns on.

✓ Free score for any wallet
✓ Continuous monitoring with HMAC-signed webhooks
✓ XLS-66 exposure + underwriting facts (live when the amendment activates)
API & monitoring
Budgets & subscriptions · free

Spend Controls

Give a merchant, a family member or a service a budget they can only spend with the payees you approve. Each payment is an RLUSD check you sign; the payee cashes it, up to the amount you set, and nothing else can move.

✓ Approved payees only, a budget per period
✓ Subscriptions: one check per period, never ahead
✓ Cancel any unspent check, any time
Create a plan →
Before you hold an MPT

MPT issuer-power risk

What can the issuer of a Multi-Purpose Token do to you? Claw it back, freeze it, block transfers, require approval. Read straight from the ledger, with the issuer's own XRPLScore.

Free. You sign in your own wallet. Earns the io.xrplhub.mpt.v1.declared credential — a record of what you declared, never a verification of it.

XRPLScore™ · Native XRPL wallet reputation

Our own on-chain score.
No FICO. No bureau. No SSN.

XRPLScore™ is XRPLHub's proprietary 300–850 rating, computed from your wallet’s public on-chain history (cached for up to 15 minutes). No FICO. No bureau. No SSN. Connect your Xaman wallet to see your score instantly — your results save to your account.

or for your full personalized credit report

Community Grants

Real people. Real money. Wallet to wallet.

Donors fund a public XRPL treasury. A person reviews and decides every application. Approved grants go directly to recipients' wallets, and every payment in and out is visible on the XRP Ledger. Applications are currently paused until the treasury is funded.

Treasury Total
—XRP
Spendable
—XRP
Reserved
—XRP
Received from outside
—XRP
Grants paid
—
Loading live figures…
Live on XRPL ↗🟢 Pay to xrplhub.xrp
💚

Fund the Treasury

Send XRP or RLUSD to our public XRPL treasury — wallet-to-wallet, no intermediaries, viewable any time on XRPScan.

Pay in Xaman to
xrplhub.xrp
XRPNS · resolves to rs59g3amo5…WPQcLF
rs59g3amo5iT6T64Cg96XXMAWuw3WPQcLF
View Treasury on XRPScan ↗
❤️

Grant applications are paused

We're not taking new grant applications right now. Grants we've already approved are still waiting to be paid, and the treasury doesn't hold enough to pay them yet — so opening the queue to more people would only make people wait. Applications reopen once the treasury is funded.

✓Grants are $25–$100 when applications reopen
✓A person reviews every application
✓Approved grants are paid from the public treasury
✓Donations are open and working now
For developers

XRPLScore API

The same 300–850 score, from the same 8 signals, as one REST call. Free tier with no card, paid plans billed in RLUSD. Autonomous agents can also pay per call over x402 — no account, no key.

curl -H "authorization: Bearer xrs_live_..." \ "https://www.xrplhub.io/api/v1/score?wallet=rXXXX..."
See pricing & get a key →OpenAPI spec ↗x402 discovery ↗